Reduce Cost
Rising fees, unclear pricing, and fragmented payment ecosystems are draining profit from your business. We help you take back control.
We specialize in uncovering hidden inefficiencies in your payments infrastructure, whether online, in-person, or cross-border, and turn them into measurable savings.
Our approach is simple: we use our proprietary technology to analyze your current fee structures, then benchmark against market alternatives, and negotiate better terms with your providers.
You keep executive control. We deliver results
What makes Opt-ic Different?
Render by Opt-ic
Builds a single source of commercial and payments truth by unifying and normalizing complex data streams
Sync by Opt-ic
Executes optimization across approval rates, routing, pricing, promotions, and customer journeys using real‑time and historical signals.
Scale by Opt-ic
Continuously monitors performance and automatically surfaces new commercial opportunities as conditions shift.
Where We Deliver
Cost Optimization
Reduce processing and passthrough costs from providers by renegotiating terms and exploring alternatives.
Cross-Border & FX Cost Reduction
Untangle international transaction costs and eliminate unnecessary FX margins.
Interchange Strategy
Optimize your card processing setup to minimise interchange fees and maximise approval rates.
Downgrade Prevention
Lower costs by ensuring every transaction qualifies for the lowest available interchange category.
Debit Routing
Optimize your debit costs through transaction-level routing to find the most cost-efficient for every payment.
BNPL Strategy
Implement a Buy Now Pay Later strategy that maximises the potential benefits while minimising cost.
Vending & Non-standard Payments
Reduce your costs within niche, complex payment areas where options may be limited.
Ready to unlock hidden savings?
See our technology in action