B2B Payments
As more customers pay B2B invoices by card, acceptance costs are becoming harder to ignore.
The fastest‑growing card types are often the most expensive, and the impact on margin compounds quickly as volumes scale.
Opt‑ic gives you transaction‑level visibility into your card payments, so you can see which card types are driving cost, understand why prices are rising, and take control before those costs accelerate further.
What makes Opt-ic Different?
Render by Opt-ic
Builds a single source of commercial and payments truth by unifying and normalising complex data streams
Sync by Optic
Executes optimisation across approval rates, routing, pricing, promotions, and customer journeys using real‑time and historical signals.
Scale by Opt-ic
Continuously monitors performance and automatically surfaces new commercial opportunities as conditions shift.
Where We Deliver
B2B Card Cost Optimisation
Identify and reduce excessive B2B card acceptance costs by understanding which card types, transactions, and customers are driving spend.
Interchange & Scheme Fee Control
Break down interchange, scheme fees, and assessments at transaction level so you can minimise avoidable cost and challenge the parts you can actually influence.
Commercial & Purchasing Card Strategy
Manage the rapid growth of corporate, purchasing, and virtual cards — balancing customer acceptance with margin protection.
Invoice and Account-to-Account Payments
Optimise how invoices are settled by card versus bank‑based methods, reducing unnecessary card usage where it adds cost but little value.
Data Visibility & Margin Protection
Surface the data your existing providers don’t give you, so rising B2B card volumes don’t translate directly into margin leakage.
Ready to unlock hidden savings?
See our technology in action