Category: Cost Optimisation

  • Optimising the Payments Ecosystem: Cost, Revenue, and the Future of Payment Rails 

    Payments have evolved from simple processing costs into strategic components critical to business performance. As merchants adapt to new technologies like open banking, they can achieve lower costs and enhanced flexibility. However, maintaining consumer protection is essential. Rethinking payment ecosystems can optimize costs while improving customer experience and adaptability.

  • BNPL Regulation: When ‘Pay Later’ Hits the P&L

    Starting July 2026, Buy Now, Pay Later (BNPL) in the UK will face full FCA regulation, affecting both lenders and merchants. BNPL’s role in revenue will become more complex due to mandatory affordability checks and stricter consumer protections. Finance teams must adjust forecasts and maintain oversight during this transition.

  • Range Rover: Driving Down the Hidden Costs of Range Payments

    Audio Version Driving ranges across the UK are enjoying a resurgence. Participation is climbing, new audiences are arriving, and the range has become the entry point for thousands of golfers returning to or discovering the game. Buckets are moving, bays are full, and operators finally feel some tailwind after years of unpredictable demand. But amidst…