Category: BNPL
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BNPL Regulation: When ‘Pay Later’ Hits the P&L
Starting July 2026, Buy Now, Pay Later (BNPL) in the UK will face full FCA regulation, affecting both lenders and merchants. BNPL’s role in revenue will become more complex due to mandatory affordability checks and stricter consumer protections. Finance teams must adjust forecasts and maintain oversight during this transition.