Author: Opt-ic Team
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BNPL Regulation: When ‘Pay Later’ Hits the P&L
Starting July 2026, Buy Now, Pay Later (BNPL) in the UK will face full FCA regulation, affecting both lenders and merchants. BNPL’s role in revenue will become more complex due to mandatory affordability checks and stricter consumer protections. Finance teams must adjust forecasts and maintain oversight during this transition.
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Range Rover: Driving Down the Hidden Costs of Range Payments
Audio Version Driving ranges across the UK are enjoying a resurgence. Participation is climbing, new audiences are arriving, and the range has become the entry point for thousands of golfers returning to or discovering the game. Buckets are moving, bays are full, and operators finally feel some tailwind after years of unpredictable demand. But amidst…
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Why Loyalty Needs to Be on Your Agenda
Audio Version Loyalty is no longer a secondary consideration. For merchants operating in competitive environments and facing rising customer expectations, it has become a strategic tool that can drive repeat business, increase customer lifetime value, and improve margin. However, not all loyalty programmes are created equal. To deliver meaningful impact, they must be designed with…
